David L. Stegall

David L. Stegall

Principal Consultant, Risk Consulting & Expert Services; providing insurance
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Summary

Risk Consulting & Expert Services began in 2007 to take advantage of an unusual aspect of David Stegall’s 35+ year career within the Property & Casualty Insurance Industry: the many roles Mr. Stegall has successfully played within the industry, allowing a truly unique perspective that could only be obtained through the combination of all those experiences. After graduating from Auburn University with a B.A. in Communications, Mr. Stegall went on to serve as an underwriter, an insurance agent and a broker. Later he served as a national wholesale broker, an insurance carrier chief underwriting officer and an insurance carrier regional vice president, a managing general agent, an underwriting manager, a Captive insurance carrier executive, a self-insured fund executive, a reinsurance executive, a program management executive and a product development executive. He is now a risk management consultant to commerce, industry and government. His areas of expertise are all forms of Property & Casualty Insurance, including: Property Insurance, Liability Insurance, Automobile Insurance, Workers' Compensation, Errors & Omissions, Management & Professional Liability, Wind, Hurricane and Flood Insurance; the Usual & Customary Practices of the industry, Bad Faith Actions, Fair Claim Practices Issues, Alternative Risk Transfer Techniques & Methods, Self-Insurance, Captive Insurance Companies, Reinsurance, Marketing Distribution Systems within the industry and the roles, responsibilities and functionality of Agents, Brokers, Underwriters, Managing General Agents, Underwriting Managers, Reinsurers, Retrocessionaires and the interplay between them and the insurance buyer. Mr. Stegall is a Chartered Property & Casualty Underwriter (CPCU), an Associate in Risk Management (ARM), an Associate in Reinsurance (ARe) and a Registered Professional Adjuster (RPA). He is Secretary of the Society of Risk Management Consultants, an Associate Member of the

Additional Practice Areas
  • Insurance Expert Witness
  • Litigation
Languages
  • English
Professional Experience
Principal Consultant
Risk Consulting & Expert Services
- Current
Insurance, reinsurance and risk management consulting to commerce, industry and government. Expert witness in litigation. U.S. Federal Central Contractor Registration # 6DZ62; Dun's #968309000
Director, Alternative Risk Transfer
CRC Insurance Services (Subsidiary of BB&T)
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Provided alternative risk management services and transfer products nationwide to independent agents, program administrators, self-insurers, self-insured groups, insurance carriers, captive insurers, reinsurers, associations, affinity groups and other entities willing and able to bear risk.
Gulf States Regional Assistant Vice-President
Midwest Employers Casualty Insurance Company (Subsidiary of W.R. Berkley Corporation)
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Underwriting services for excess workers’ compensation, alternative risk, insurance, reinsurance products and providing consulting services to risk- bearing employers and entities nationwide on both a primary and excess basis.
Executive Vice-President
Workers’ Comp Source, Inc.
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Provided Managing General Underwriting and Third-Party Administrative management services to third-party administrators and brokers.
Vice President & Chief Underwriting Officer
AmComp, Inc. (Now Employers, Inc)
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AmComp was one of the largest carriers in Florida with $150 million of written premiums in 21 states.
National Accounts Manager,Gulf States Region
Willis, Inc.
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Coordinated risk management to national account clients.
Manager
ManagedComp, Inc. (Subsidiary of Tufts Associated Health Plans)
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Incorporated, managed and marketed a Georgia captive insurance company in conjunction with an occupational medicine preferred provider organization (PPO).
Vice President
Boger, Reid & Flournoy (Now Brown & Brown of Georgia)
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Assisted in developing, managing, marketing, selling & servicing several state, regional and national insurance programs.
Account/Agency Executive
The Stegall Agency, Inc./Coroon & Black/Garner, Meshad, Wood/Cobbs, Allen & Hall
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Insurance Agencies - Underwriting, marketing, sales & service.
Education
University System of Georgia - Kennesaw State University
Finance
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University System of Georgia - Kennesaw State University Logo
Auburn University
B.A. (1979) | Communications
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Auburn University Logo
Professional Associations
American Bar Association
Associate Member, Section of Litigation
- Current
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Forensic Expert Witness Association
Member
- Current
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EXPERT400
Insurance Consultant
- Current
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86 Pillars
Executive Education Advisor
- Current
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Defense Research Institute
Expert Witness
- Current
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Society of Risk Management Consultants
Member
- Current
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Thomson Reuters
Consultant
- Current
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Registered Professional Adjuster’s Association
Member
- Current
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Guidepoint Global
Advisor
- Current
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Gerson Lehrman Group
Consultant
- Current
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Society of Chartered Property & Casualty Underwriters
Member
- Current
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Society of Risk Management Consultants
Secretary
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Society of Risk Management Consultants
Director
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Society of Chartered Property & Casualty Underwriters
Director, North Alabama Chapter
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Publications
Articles & Publications
Captive Insurance Use By Life Insurance Companies
HGExperts.com and Risk Consulting & Expert Services
The Insurance Industry's Imperative Necessity
Risk Consulting & Expert Services
Workers’ Compensation Underwriting Philosophy as Partnership Formation
Risk Consulting & Expert Services
Property & Casualty Insurance Procurement & Litigation (Ten Things Every Lawyer Should Know)
HGExpert.com, 86 Pillars, LLC and JurisPro
Certifications
Chartered Property & Casualty Underwriter
The American Institute for Property and Liability Underwriters
Associate in Risk Management
Insurance Institute of America
Associate in Reinsurance
Insurance Institute of America
Registered Professional Adjuster
Association of Registered Professional Adjusters
Demystifying Reinsurance: A Basics of Reinsurance Course
Reinsurance Association of America and Kelly Insurance Center at Drake University
The Art of Designing Reinsurance Contracts and Programs
Reinsurance Association of America
Websites & Blogs
Website
Risk Consulting & Expert Services
Contact & Map
Risk Consulting & Expert Services
6 Office Park Circle
Suite 100
Birmingham, AL 35223
USA
Telephone: (855) 255-5353