David L. Stegall

Risk Consulting & Expert Services began in 2007 to take advantage of an unusual aspect of David Stegall’s 35+ year career within the Property & Casualty Insurance Industry: the many roles Mr. Stegall has successfully played within the industry, allowing a truly unique perspective that could only be obtained through the combination of all those experiences. After graduating from Auburn University with a B.A. in Communications, Mr. Stegall went on to serve as an underwriter, an insurance agent and a broker. Later he served as a national wholesale broker, an insurance carrier chief underwriting officer and an insurance carrier regional vice president, a managing general agent, an underwriting manager, a Captive insurance carrier executive, a self-insured fund executive, a reinsurance executive, a program management executive and a product development executive. He is now a risk management consultant to commerce, industry and government. His areas of expertise are all forms of Property & Casualty Insurance, including: Property Insurance, Liability Insurance, Automobile Insurance, Workers' Compensation, Errors & Omissions, Management & Professional Liability, Wind, Hurricane and Flood Insurance; the Usual & Customary Practices of the industry, Bad Faith Actions, Fair Claim Practices Issues, Alternative Risk Transfer Techniques & Methods, Self-Insurance, Captive Insurance Companies, Reinsurance, Marketing Distribution Systems within the industry and the roles, responsibilities and functionality of Agents, Brokers, Underwriters, Managing General Agents, Underwriting Managers, Reinsurers, Retrocessionaires and the interplay between them and the insurance buyer. Mr. Stegall is a Chartered Property & Casualty Underwriter (CPCU), an Associate in Risk Management (ARM), an Associate in Reinsurance (ARe) and a Registered Professional Adjuster (RPA). He is Secretary of the Society of Risk Management Consultants, an Associate Member of the

• Insurance Expert Witness
• Litigation

Principal Consultant

Risk Consulting & Expert Services

2007 - Current

Insurance, reinsurance and risk management consulting to commerce, industry and government. Expert witness in litigation. U.S. Federal Central Contractor Registration # 6DZ62; Dun's #968309000

Director, Alternative Risk Transfer

CRC Insurance Services (Subsidiary of BB&T)

2003 - 2006

Provided alternative risk management services and transfer products nationwide to independent agents, program administrators, self-insurers, self-insured groups, insurance carriers, captive insurers, reinsurers, associations, affinity groups and other entities willing and able to bear risk.

Gulf States Regional Assistant Vice-President

Midwest Employers Casualty Insurance Company (Subsidiary of W.R. Berkley Corporation)

2001 - 2003

Underwriting services for excess workers’ compensation, alternative risk, insurance, reinsurance products and providing consulting services to risk- bearing employers and entities nationwide on both a primary and excess basis.

Executive Vice-President

Workers’ Comp Source, Inc.

2000 - 2001

Provided Managing General Underwriting and Third-Party Administrative management services to third-party administrators and brokers.

Vice President & Chief Underwriting Officer

AmComp, Inc. (Now Employers, Inc)

1998 - 2000

AmComp was one of the largest carriers in Florida with $150 million of written premiums in 21 states.

National Accounts Manager,Gulf States Region

Willis, Inc.

1994 - 1997

Coordinated risk management to national account clients.

Manager

ManagedComp, Inc. (Subsidiary of Tufts Associated Health Plans)

1992 - 1994

Incorporated, managed and marketed a Georgia captive insurance company in conjunction with an occupational medicine preferred provider organization (PPO).

Vice President

Boger, Reid & Flournoy (Now Brown & Brown of Georgia)

1989 - 1992

Assisted in developing, managing, marketing, selling & servicing several state, regional and national insurance programs.

Account/Agency Executive

The Stegall Agency, Inc./Coroon & Black/Garner, Meshad, Wood/Cobbs, Allen & Hall

1977 - 1989

Insurance Agencies - Underwriting, marketing, sales & service.

University System of Georgia - Kennesaw State University

Finance

1991 - 1993

Auburn University

B.A. (1979) | Communications

1973 - 1977

American Bar Association

Associate Member, Section of Litigation

2014 - Current

Forensic Expert Witness Association

Member

2014 - Current

EXPERT400

Insurance Consultant

2014 - Current

86 Pillars

Executive Education Advisor

2012 - Current

Defense Research Institute

Expert Witness

2011 - Current

Society of Risk Management Consultants

Member

2010 - Current

Thomson Reuters

Consultant

2010 - Current

Registered Professional Adjuster’s Association

Member

2008 - Current

Guidepoint Global

Advisor

2008 - Current

Gerson Lehrman Group

Consultant

2007 - Current

Society of Chartered Property & Casualty Underwriters

Member

1988 - Current

Society of Risk Management Consultants

Secretary

2013 - 2015

Society of Risk Management Consultants

Director

2012 - 2013

Society of Chartered Property & Casualty Underwriters

Director, North Alabama Chapter

1994 - 1997

Captive Insurance Use By Life Insurance Companies

HGExperts.com and Risk Consulting & Expert Services

June 18, 2013

The Insurance Industry's Imperative Necessity

Risk Consulting & Expert Services

April 16, 2013

Workers’ Compensation Underwriting Philosophy as Partnership Formation

Risk Consulting & Expert Services

April 10, 2013

Property & Casualty Insurance Procurement & Litigation (Ten Things Every Lawyer Should Know)

HGExpert.com, 86 Pillars, LLC and JurisPro

October 12, 2012

Registered Professional Adjuster

Association of Registered Professional Adjusters

Demystifying Reinsurance: A Basics of Reinsurance Course

Reinsurance Association of America and Kelly Insurance Center at Drake University

The Art of Designing Reinsurance Contracts and Programs

Reinsurance Association of America

Chartered Property & Casualty Underwriter

The American Institute for Property and Liability Underwriters

Associate in Risk Management

Insurance Institute of America

Associate in Reinsurance

Insurance Institute of America